金融英語(yǔ)口語(yǔ):Bank Performance
下面是學(xué)習(xí)啦小編為大家?guī)?lái)金融英語(yǔ)口語(yǔ):Bank Performance,歡迎大家閱讀!
E:I'm glad to give you some information about my bank.
愛(ài):很高興能有機(jī)會(huì)與中國(guó)同行談?wù)劚拘械挠嘘P(guān)業(yè)務(wù)狀況。
The diagram in your hand is a copy of our last annual report.
各位手里拿的正是我公司去年的年度報(bào)告。
V:Yes, it gives key figures relating to your bank's activities and financial performance during 1994.
代表:正是,這份報(bào)表已列出了1994年度貴行的各項(xiàng)經(jīng)營(yíng)業(yè)務(wù)及財(cái)務(wù)狀況的關(guān)鍵數(shù)據(jù)。
Dr. Edwards. Would you please first give us a very short description of your performance last year?
愛(ài)德華茲博士,您能否用最簡(jiǎn)短的話概括一下貴行去年的經(jīng)營(yíng)狀況?
E:Fine. As of December 31st 1994, the Northland's ZB Bank Corporation was the sixth largest in USA,
愛(ài):很樂(lè)意。到1994年12月31日為止,本銀行-北方ZB銀行集團(tuán),名列美國(guó)第六名。
based on stockholders' equity, and the seventh largest based on deposits.
第六名是按照股本產(chǎn)權(quán)來(lái)統(tǒng)計(jì)的。如按銀行存款額來(lái)統(tǒng)計(jì),則名列全美國(guó)第七。
The bank has more than 980 offices around the world.
目前本銀行有980個(gè)辦事處分布在全球各地。
V:You have an office in Beijing, don't you?
代表:你們?cè)诒本┮灿修k事處吧?
E:Yes, that's right. Actually, we have three offices in China.
愛(ài):是啊!在中國(guó)我們目前有3個(gè)辦事處。
We established our offices first in Beijing, then in Shanghai and in Guangzhou.
第一個(gè)我們?cè)O(shè)在北京,接著在上海及廣州也設(shè)立了辦事處。
We're thinking of opening another two in Tianjin and Suzhou next year.
我們正考慮明年在天津和蘇州各設(shè)一個(gè)辦事處。
V:That's terrific. I'm from Suzhou, which is developing rapidly.
代表:太巧了。我是蘇州人。蘇州發(fā)展非常快速。
E:Really? I hope we will discuss the financial situation in Suzhou sometime later on.
愛(ài):真的啊!我希望我們能抽出空談?wù)勌K州的金融狀況。
V:I'd like to if I can be of any help.
代表:能對(duì)您有用的話,我很樂(lè)意的。
E:Now, let's begin with income of our bank last year.
愛(ài):現(xiàn)在我來(lái)說(shuō)說(shuō)本行去年的收益狀況。
V:Your total group income in 1994 amounted to one hundred and fifty-five million US dollarscompared with one hundred and thirty-five million US dollars for fiscal 1993.
代表:貴行1994年總收入為1.55億美元,而1993年則為1.35億美元,
That's an increase of...
增長(zhǎng)了....
E:Of nearly fifteen per cent over the year before last,
E:差不多增長(zhǎng)了15%,
a rate of increase slightly above that of recent years.
是最近幾年增長(zhǎng)率較高的一年。
V:Your net interest earning at the end of 1994 reached ninetynine million dollars.
代表:你們1994年底投資收益達(dá)到9 900萬(wàn)美元。
E:That's exact good news for us. In the financial year 1994,
愛(ài):對(duì)我們來(lái)說(shuō),是相當(dāng)令人振奮的。在1994年這個(gè)財(cái)政年度里,
interest received amounted to six hundred and fifteen million dollars and interest paid to fivehundred and sixteen million.
利益收入達(dá)到6.15億美元,而支付的利息為5.16億美元。
V:So, that's almost ten per cent up over the 1993 figure.
代表:這樣說(shuō)來(lái),這個(gè)數(shù)目比1993年增長(zhǎng)了約10%。
E:Yes, the net interest income is pretty satisfactory indeed,
愛(ài):是呀,這個(gè)凈利潤(rùn)令我們非常滿意,
in what is, as you know, an intensely competitive market.
正如大家所知道的那樣,這是個(gè)競(jìng)爭(zhēng)非常激烈的市場(chǎng)。
V:Oh, you also achieved a significant increase in non-interest income.
代表:噢,你們?cè)诜抢⑹杖脒@一塊也獲得了很大的收益。
E:Yes, our non-interest income increases from forty-six million in 1993 to fifty-six million dollars atthe end of the fiscal year 1994.
愛(ài):是啊,我們的非利息收入從1993年的4600萬(wàn)美元增長(zhǎng)到1994年底的5 600萬(wàn)美元。
You know, a part of the bank's policy is to limit dependence on net interest as a source of incomeand to develop its fee and commission earning activities.
大家都知道,本行的政策之一就是不僅僅是依靠貸款獲利,更重要的是應(yīng)當(dāng)通過(guò)其它方式,如賺取服務(wù)費(fèi),傭金等方式來(lái)增加本行的收益。
So 1994 income in this area accounted for a two per cent higher contribution to total income thanwas the case in 1993.
因此,與1993年相比,這部分的收益占本行總收入的比重增長(zhǎng)了兩個(gè)百分點(diǎn)。
V:Yes, this is really an encouraging trend since the economic environment in general is changing.
代表:對(duì)呀。正因?yàn)榭偟慕?jīng)濟(jì)環(huán)境在變化,這真是一個(gè)令人鼓舞的發(fā)展趨勢(shì)。
It also shows your response to the sensitivity of interest rates in particular.
銀行利率的升降特別敏感,但貴行卻能調(diào)整對(duì)策,作出及時(shí)的反應(yīng)。
E:Due to non-interest income of fifty-six million dollars,
愛(ài):由于1994年的非常利息收入有5600萬(wàn)美元,
our total group income in 1994 was twenty million dollars higher than the pervious financial year.
與1993年相比,我們銀行1994年財(cái)政年度的總收入增加了2000萬(wàn)美元。