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學(xué)習(xí)啦>學(xué)習(xí)英語(yǔ)>專業(yè)英語(yǔ)>金融英語(yǔ)>

金融英語(yǔ)口語(yǔ):Bank Performance

時(shí)間: 焯杰674 分享

  下面是學(xué)習(xí)啦小編為大家?guī)?lái)金融英語(yǔ)口語(yǔ):Bank Performance,歡迎大家閱讀!

  E:I'm glad to give you some information about my bank.

  愛(ài):很高興能有機(jī)會(huì)與中國(guó)同行談?wù)劚拘械挠嘘P(guān)業(yè)務(wù)狀況。

  The diagram in your hand is a copy of our last annual report.

  各位手里拿的正是我公司去年的年度報(bào)告

  V:Yes, it gives key figures relating to your bank's activities and financial performance during 1994.

  代表:正是,這份報(bào)表已列出了1994年度貴行的各項(xiàng)經(jīng)營(yíng)業(yè)務(wù)及財(cái)務(wù)狀況的關(guān)鍵數(shù)據(jù)。

  Dr. Edwards. Would you please first give us a very short description of your performance last year?

  愛(ài)德華茲博士,您能否用最簡(jiǎn)短的話概括一下貴行去年的經(jīng)營(yíng)狀況?

  E:Fine. As of December 31st 1994, the Northland's ZB Bank Corporation was the sixth largest in USA,

  愛(ài):很樂(lè)意。到1994年12月31日為止,本銀行-北方ZB銀行集團(tuán),名列美國(guó)第六名。

  based on stockholders' equity, and the seventh largest based on deposits.

  第六名是按照股本產(chǎn)權(quán)來(lái)統(tǒng)計(jì)的。如按銀行存款額來(lái)統(tǒng)計(jì),則名列全美國(guó)第七。

  The bank has more than 980 offices around the world.

  目前本銀行有980個(gè)辦事處分布在全球各地。

  V:You have an office in Beijing, don't you?

  代表:你們?cè)诒本┮灿修k事處吧?

  E:Yes, that's right. Actually, we have three offices in China.

  愛(ài):是啊!在中國(guó)我們目前有3個(gè)辦事處。

  We established our offices first in Beijing, then in Shanghai and in Guangzhou.

  第一個(gè)我們?cè)O(shè)在北京,接著在上海及廣州也設(shè)立了辦事處。

  We're thinking of opening another two in Tianjin and Suzhou next year.

  我們正考慮明年在天津和蘇州各設(shè)一個(gè)辦事處。

  V:That's terrific. I'm from Suzhou, which is developing rapidly.

  代表:太巧了。我是蘇州人。蘇州發(fā)展非常快速。

  E:Really? I hope we will discuss the financial situation in Suzhou sometime later on.

  愛(ài):真的啊!我希望我們能抽出空談?wù)勌K州的金融狀況。

  V:I'd like to if I can be of any help.

  代表:能對(duì)您有用的話,我很樂(lè)意的。

  E:Now, let's begin with income of our bank last year.

  愛(ài):現(xiàn)在我來(lái)說(shuō)說(shuō)本行去年的收益狀況。

  V:Your total group income in 1994 amounted to one hundred and fifty-five million US dollarscompared with one hundred and thirty-five million US dollars for fiscal 1993.

  代表:貴行1994年總收入為1.55億美元,而1993年則為1.35億美元,

  That's an increase of...

  增長(zhǎng)了....

  E:Of nearly fifteen per cent over the year before last,

  E:差不多增長(zhǎng)了15%,

  a rate of increase slightly above that of recent years.

  是最近幾年增長(zhǎng)率較高的一年。

  V:Your net interest earning at the end of 1994 reached ninetynine million dollars.

  代表:你們1994年底投資收益達(dá)到9 900萬(wàn)美元。

  E:That's exact good news for us. In the financial year 1994,

  愛(ài):對(duì)我們來(lái)說(shuō),是相當(dāng)令人振奮的。在1994年這個(gè)財(cái)政年度里,

  interest received amounted to six hundred and fifteen million dollars and interest paid to fivehundred and sixteen million.

  利益收入達(dá)到6.15億美元,而支付的利息為5.16億美元。

  V:So, that's almost ten per cent up over the 1993 figure.

  代表:這樣說(shuō)來(lái),這個(gè)數(shù)目比1993年增長(zhǎng)了約10%。

  E:Yes, the net interest income is pretty satisfactory indeed,

  愛(ài):是呀,這個(gè)凈利潤(rùn)令我們非常滿意,

  in what is, as you know, an intensely competitive market.

  正如大家所知道的那樣,這是個(gè)競(jìng)爭(zhēng)非常激烈的市場(chǎng)。

  V:Oh, you also achieved a significant increase in non-interest income.

  代表:噢,你們?cè)诜抢⑹杖脒@一塊也獲得了很大的收益。

  E:Yes, our non-interest income increases from forty-six million in 1993 to fifty-six million dollars atthe end of the fiscal year 1994.

  愛(ài):是啊,我們的非利息收入從1993年的4600萬(wàn)美元增長(zhǎng)到1994年底的5 600萬(wàn)美元。

  You know, a part of the bank's policy is to limit dependence on net interest as a source of incomeand to develop its fee and commission earning activities.

  大家都知道,本行的政策之一就是不僅僅是依靠貸款獲利,更重要的是應(yīng)當(dāng)通過(guò)其它方式,如賺取服務(wù)費(fèi),傭金等方式來(lái)增加本行的收益。

  So 1994 income in this area accounted for a two per cent higher contribution to total income thanwas the case in 1993.

  因此,與1993年相比,這部分的收益占本行總收入的比重增長(zhǎng)了兩個(gè)百分點(diǎn)。

  V:Yes, this is really an encouraging trend since the economic environment in general is changing.

  代表:對(duì)呀。正因?yàn)榭偟慕?jīng)濟(jì)環(huán)境在變化,這真是一個(gè)令人鼓舞的發(fā)展趨勢(shì)。

  It also shows your response to the sensitivity of interest rates in particular.

  銀行利率的升降特別敏感,但貴行卻能調(diào)整對(duì)策,作出及時(shí)的反應(yīng)。

  E:Due to non-interest income of fifty-six million dollars,

  愛(ài):由于1994年的非常利息收入有5600萬(wàn)美元,

  our total group income in 1994 was twenty million dollars higher than the pervious financial year.

  與1993年相比,我們銀行1994年財(cái)政年度的總收入增加了2000萬(wàn)美元。

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