金融英語(yǔ)對(duì)話范文帶翻譯
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金融英語(yǔ)對(duì)話范文帶翻譯1
A：Welcome to IBJ Consumer Credit. What can I assist you with?
歡迎光臨IBJ銀行消費(fèi)信貸部。我有什么可以幫您的嗎?
B：My family really needs a car, we live quite far out of the town centre, but unfortunately we cannot afford to pay out such a large sum of money in one go.
我們家真的需要一輛車，我們住的地方離市區(qū)挺遠(yuǎn)的，但不幸的是，我們負(fù)擔(dān)不起一下子支出這么一大筆錢。
A：That's a problem facing many young families nowadays, and we are sympathetic to the problem. That's why we have just started a new scheme;a Personal Automobile Consumer Loan.
現(xiàn)在許多年輕人的家庭都面臨著這樣的問題，對(duì)此我們深有同感。為此，我們剛剛開展了一個(gè)新的業(yè)務(wù)，就是個(gè)人汽車消費(fèi)貸款。
B：Great, I just hope I qualify! Could you tell me some more? Can I use the money to buy the car from anywhere?
太棒了，我真的希望我夠格!你能多給我介紹一些情況嗎?我可以用這些錢到任何地方去買車嗎?
A：What we usually do is find a suitable car dealer for you, who offer the type of car that you need. If it's a family car that you want, we have a very reliable dealer already contracted to us.
我們通常做的就是為您找到一個(gè)合適的汽車經(jīng)銷商，他為您提供您所需要的那種車。如果您需要的是一個(gè)家庭用車的話，我們有一個(gè)非?？煽康慕?jīng)銷商，他已經(jīng)和我們簽約了。
B：Then I can go to this appointed dealer, see what they've got and then make a decision?
那么我就可以去找這個(gè)指定的經(jīng)銷商，看看他們有什么樣的車，然后做出決定，是嗎?
A：Yes. When you have decided exactly what you want and have a purchase price we can begin to process the loan. As long as you provide the proper documentation, of course.
是的。當(dāng)您決定了您真正要買的車，并且看好了售價(jià)，我們就可以開始辦理貸款手續(xù)了。當(dāng)然啦，只要您提供相應(yīng)的文件。
B：What do you require?
你們都要求提供些什么呢?
A：A correctly filled in application form, ID card, proof of residency, proof of income, the agreement from the agent and of course the 20% down payment.
一張正確填寫的申請(qǐng)表、身份證、居住證明、收入證明、與經(jīng)銷商簽訂的協(xié)議，當(dāng)然還要有20%的首付收據(jù)。
B：That sounds fine. If you could give me the name and address of the dealer I'll go over there now and see what they've got.
聽起來挺不錯(cuò)的。如果你能給我那個(gè)經(jīng)銷商的名字和地址，我現(xiàn)在就要去那兒，看看他們都有什么樣的車。
金融英語(yǔ)對(duì)話范文帶翻譯2
A：Consumer Credit Department. How may I help you?
這里是消費(fèi)信貸部。我能如何為您效勞?
B：I need some info on car loans. Such as payment periods, interest rates, things like that, please.
我需要了解一些關(guān)于汽車消費(fèi)貸款的信息。比如像償還期、利率等等諸如此類的事情，拜托。
A：Certainly. Do you currently bank with us?
當(dāng)然可以。您目前在我們這里開戶了嗎?
B：Yes, I do. I have a Current Account, a credit card and a mortgage with you already.
是的，我開戶了。我已經(jīng)在你們這里開了一個(gè)活期存款賬戶，領(lǐng)了一張信用卡，還辦理過按揭。
A：That's excellent. Well, for our Personal Automobile Consumer Loan we offer some really competitive rates. The maximum repayment period for this type of loan is 5 years.
太棒了。嗯，我們?yōu)槲覀兊膫€(gè)人汽車消費(fèi)貸款制定了一個(gè)特別具有競(jìng)爭(zhēng)力的利率。這種類型貸款的最長(zhǎng)還款期限為5年。
B：I plan to repay it within 2 years. And the interest?
我打算在兩年內(nèi)償還貸款。那利率是多少呀?
A：Of course, the interest rates depend on what is announced at the time, but at the moment, the interest for a 2-year loan is 5.29%
.當(dāng)然啦，利率取決當(dāng)時(shí)公布的利率值，但目前兩年期貸款的利率為5.29% 。
B：So the rate is variable? OK, that's fine. How about the frequency of repayment?
所以利率是浮動(dòng)的啦?好吧，行啊。還款的頻度是如何規(guī)定的?
A：We usually set up a direct debit system taking installments directly from your bank account on a monthly basis. And since you are already a valued customer, there should be no trouble in processing you application for this loan.
我們通常會(huì)用直接借記的方式每月直接從您的銀行賬戶中劃出分期支付的款額。既然您已經(jīng)是我們的重要客戶了，在處理您的這份貸款申請(qǐng)時(shí)，不應(yīng)該有任何麻煩。
B：That's nice and easy. Thanks for your time.
好啊，挺容易的嘛。謝謝你，占用你的時(shí)間啦。
金融英語(yǔ)對(duì)話范文帶翻譯3
A：Welcome to Smith Street Branch. Can I do anything to help?
歡迎光臨Smith大街營(yíng)業(yè)部。我能為您效勞嗎?
B：I'd like to ask some questions about Personal Loans.
我想咨詢一下關(guān)于個(gè)人貸款的事情。
A：Of course, I'll be happy to assist you. Any loan in particular?當(dāng)然可以，我很樂意為您服務(wù)。您有什么特別感興趣的貸款項(xiàng)目嗎?
B：Yes, the Personal Loan for Studying Abroad. I've just finished my Bachelor's here and I plan to go to Australia next summer. You know, to broaden my horizons and to experience something new.
有的，個(gè)人留學(xué)貸款。我剛修完了我的學(xué)士學(xué)位，打算明年夏天去澳大利亞。你知道，去開闊開闊視野，體驗(yàn)體驗(yàn)新事物吧。
A：OK, good for you. It certainly is a popular choice for young people nowadays. Well, this loan can cover up to 70% of your total fees, including tuition and miscellaneous, and the maximum sum is 500,000 RMB.
好哇，這對(duì)您有好處。對(duì)于現(xiàn)在的年輕人來說，這的確是一個(gè)很普遍的選擇。嗯，這筆貸款最多可支付70%的總費(fèi)用，包括學(xué)費(fèi)和雜費(fèi)， 最大金額為500000元。
B：Hmmm ... how about interest on that? I've been advised to ask about the interest and not get caught up in a loan with a high rate. And how long will I have to pay it back?
嗯……利率是多少?別人一直跟我說要問清楚利息，別被利率高的貸款套進(jìn)去。還有，我必須在多長(zhǎng)時(shí)間內(nèi)還款?
A：We wouldn't want to trap you into anything, the decision is yours. We are just here to give advice.
我們不希望誘使您做任何事情，您自己做決定。我們?cè)诖酥皇翘峤ㄗh。
B：Thanks. But what is your standard rate?
謝謝。那么，你們的標(biāo)準(zhǔn)利息率是多少?
A：The rates and terms of interest differ. The rates are decided by the standard interest rate and the repayment terms can be anything from 6 months to 6 years. But the maximum is 8 years.
利息率和利息的條件各不相同。該利率是由標(biāo)準(zhǔn)利息率決定的，并且償還期可以是從6個(gè)月至6年不等。但是，最長(zhǎng)不得超過8年。
B：8 years? That sounds good, but hopefully I'll have a wonderful job and be able to repay it after just 1 or 2 years. OK, I'll go and think about it. Thanks for your help.
8年?聽起來不錯(cuò)呀，那么，但愿我能找到一份好工作，可以在一到兩年后還清它。妤吧，我要去考慮一下。感謝你的幫助。
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