銀行詢問牡丹卡英語會話

　　牡丹信用卡是中國工商銀行(含中國工商銀行相關(guān)分支機構(gòu))發(fā)行，并給予持卡人一定信用額度，持卡人可在信用額度內(nèi)先支付后還款，具有消費、轉(zhuǎn)賬結(jié)算、存取現(xiàn)金等功能的信用支付工具。接下來小編為大家整理了銀行詢問牡丹卡英語會話，希望對你有幫助哦!

　　對話一：

　　A:Excuse me,is this the Peony Credit Card Department of the ICBC?

　　B:Yes.Is there anything I could do for you?

　　A:Could you tell me something about your Peony Credit Card?

　　B:Yes,of course.

　　A:What service advantages does peony card possess?

　　B:Oh.First of all, We have interconnected our service offices throughout the country. In more than 320 card-issuing cities,there are over 28,000 savings offices and 100,000 special units.

　　A:That's great.Anything else?

　　B:We have the advantages of computer network with 27,000 ATMs and 120,000 POS. You can enjoy pleasant and convenient services anytime and anywhere.

　　A:Thank you for your information.

　　B:You're welcome.

　　A:請問這兒是工商銀行牡丹卡部嗎?

　　B:是。需要我為您做點兒什么嗎?

　　A:我想咨詢牡丹卡業(yè)務(wù)，可以嗎?

　　B:當然可以。

　　A:牡丹卡有哪些服務(wù)優(yōu)勢呢?

　　B:噢。首先，我們在國內(nèi)實現(xiàn)了服務(wù)機構(gòu)網(wǎng)絡(luò)化。在現(xiàn)有320多個發(fā)卡城市中，共有28,000多個指定儲蓄所，特約單位100,000多家。

　　A:太棒了!還有哪些優(yōu)勢呢?

　　B:我行擁有計算機網(wǎng)絡(luò)優(yōu)勢,現(xiàn)有ATM機近27,000多臺，POS機120,000余臺。您可以隨時隨地享受到輕松方便的服務(wù)。

　　A:謝謝您的咨詢。

　　B:不用謝。

　　對話二：

　　A:Why are "MasterCard" symbols on the faces of Peony Card?

　　B:Ah.That's because the ICBC has joined in the MasterCard International Organization in Feb.1990.And "MasterCard" is the symbol of the organization.

　　A:Does it do anything with the Peony Card?

　　B:Well,according to the regulations of the Internatioal Credit Card Organization, every member bank must design the symbol of the organization on the face of the credit card. Therefore,there are "MasterCard" symbols on the faces of the peony cards.

　　A:Ah.I think it's the same with the VISA symbol.

　　B:Quite so.

　　A:為什么牡丹卡卡面上帶有"MasterCard"圖案?

　　B:因為中國工商銀行己于1990年2月加入了"萬事達卡"國際組織，成為其會員銀行。"MasterCard"是該組織的標志。

　　A:這與牡丹卡有什么關(guān)系嗎?

　　B:嗯，根據(jù)國際信用卡組織的規(guī)定，每個會員銀行發(fā)行的信用卡面上必須帶有該組織的標志，因此，牡丹卡面上帶有"MasterCard"標志。

　　A:喔，看來VISA圖案也是如此。

　　B:正是這樣。

　　對話三：

　　A:How can I get the benefits from a personal credit card?

　　B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.

　　A:Is it convenient to use?

　　B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.

　　A:Can I buy things with it?

　　B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.

　　A:What should I do if I am in bad need of funds?

　　B:You are relieved on the spot by using the credit borrowing functions of the Pony Card and obtain certain overdrafts.

　　A:That's good.

　　B:Try a Peony Card.

　　A:個人信用卡有什么好處嗎?

　　B:首先，使用信用卡比使用現(xiàn)金節(jié)省開支。是家庭理財?shù)暮脦褪帧４送?，發(fā)卡機構(gòu)對信用卡存款計付利息。

　　A:它使用方便嗎?

　　B:當然啦。ATM機提供24小時自助服務(wù)。支取現(xiàn)金、查詢賬戶、修改密碼、劃撥資金等業(yè)務(wù)操作便利。

　　A:我可以用它來購物嗎?

　　B:可以啊。只需將牡丹卡在POS機上輕輕一劃，再敲幾下件，即可完成消費付款。

　　A:如果我急需資金該怎么辦呢?

　　B:您可以利用牡丹卡的信用借款功能獲取一定的透支便利，以解燃眉之急。

　　A:那太好了。

　　B:辦一張牡丹卡試試。

　　對話四：

　　A:What benefits do the Peony Credit Card have for personal cardholders?

　　B:You can purchase first and pay later.

　　A:Is that so?

　　B:Yes.In our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment payment service for Peony Card members. As a cardholder, you can make your choice according to your needs.

　　A:How could I do when there is no funds in my card?

　　B:Don't worry about it.There is minimum debit amount which may be outstanding on your Peony Card for purchase use.

　　A:Then,how much can I overdraw from my personal ordinary card?

　　B:5,000 to 20,000 yuan price range are available for you to choose.

　　A:That's enough.

　　B:Get a Peony Card as soon.

　　A:牡丹信用卡對個人有什么好處呢?

　　B:您可以先購物后付款。

　　A:是這樣嗎?

　　B:是的。在城區(qū)，幾乎所有大中型的商場、超市，賓館飯店都為牡丹卡成員提供分期付款服務(wù)。作為持卡人，您可以根據(jù)需要選擇。

　　A:如果卡上沒錢該怎么辦呢?

　　B:不必擔心。您卡上有最低信用額度供您購物。

　　A:那么我的這張普通卡能透支多少錢呢?

　　B:商品金額5,000元至20,000元供您選擇。

　　A:這就夠了。

　　B:趕緊辦一張牡丹信用卡片。

　　對話五：

　　A:What benefits do the Peony Card have for corporate cardholder?

　　B:Agency receipt and payment saves the time of shopping and banking for staffs.

　　A:Any other benefits?

　　B:Business trip allowances,medical expenses and other internal payments can all be completed through mutual transfer between the employee's and enterprise's Peony Card accounts.

　　A:It's really a coagent in enterprise's finance.

　　B:Moreover,it helps the corporate with instant settlement in or beyond the city,increasing the service efficiency of funds.

　　A:What special services they are!

　　B:Our aim is to satisfy every customer's needs.

　　A:領(lǐng)用牡丹卡對單位有什么好處呢?

　　B:代理收付節(jié)約購物時間和跑銀行的時間。

　　A:還有什么其它好處呢?

　　B:將差旅費和醫(yī)療費用報銷及其它內(nèi)部繳納工作，全部通過牡丹卡完成員工卡賬戶與企業(yè)卡賬戶間的相互轉(zhuǎn)賬。

　　A:它真是企業(yè)財務(wù)的好幫手。

　　B:此外，它幫助單位在同城或異地實現(xiàn)即時清算，提高資金使用效率。

　　A:真是專業(yè)化服務(wù)啊!

　　B:我們的服務(wù)宗旨就是滿足每一位客戶的需要。

　　對話六：

　　A:Hello!I want to have a Peony Credit Card of your bank.

　　B:Which do you prefer, a gold card or an ordinary card?

　　A:Why!How's that?

　　B:Well.According to the credit grade, the Peony Credit Card is distinguished as gold and ordinary cards.

　　A:What special discount and service can people get for gold one?

　　B:You can get credit limit amounts ranging from 20,000 to 50,000 yuan for a gold card,but only up to 20,000 yuan for an ordinary one.

　　A:What requirements do you need to get a gold one?

　　B:You may apply for a personal gold card if you have a salary of more than 2,000 yuan per month as in the same conditions as other applicants.

　　A:Oh.I will have a gold card.

　　A:您好!我想辦一張貴行的牡丹信用卡。

　　B:您喜歡辦金卡，還是普通卡呢?

　　A:啊!這是怎么回事呢?

　　B:噢。按信用程度，牡丹信用卡分為金卡和普通卡。

　　A:金卡能得到什么優(yōu)惠和特殊服務(wù)呢?

　　B:您可以獲得20,000元至50,000元的信用額度，而普通卡最多只有20,000元。

　　A:辦金卡有什么規(guī)定嗎?

　　B:在其他方面和別人條件一樣的情況下，如果您月收入達到2,000元以上，就可以申領(lǐng)金卡。

　　A:那我辦一張金卡。